Disaster Protection for Your Security

July 29, 2022
Author:Tom Tuohy

Disaster intrudes into our lives without any warning in most instances. Therefore, being prepared and protecting yourself and your family is critical.

I understand; we all deserve a break, and I hope you and your family enjoy one in August.

However, whether you are headed out for a long drive or getting on a plane for a more extended vacation, it is essential not to overlook the details that protect you and your family during unexpected events.

Accordingly, here is a disaster preparedness checklist:

Disaster Protection for Critical Documents and Valuables:

  • Certain documents belong in a fireproof safe but don't always get there. Here are a few:
  • Social Security Card (I hadn't seen mine in years and needed it recently for the REAL ID driver's license update. The deadline is 5/3/23.)
  • Spare photo IDs if you lose your wallet.
  • Vital records include birth, marriage, divorce, adoption, guardianship, and passport.
  • Your estate plan, Living Trust, and Power of Attorney documents.
  • Pet ID tags.
  • Household contact information includes your doctors, financial advisor, attorney, insurance, church, school, employer, and home repair services.
  • Vehicle titles, real estate deeds, and leases.

Lastly, here is a complimentary comprehensive checklist.

Disaster or Emergency Access to Health Care Power of Attorney

Someone must go home to retrieve your Health Care POA whenever we need this vital document. Please make sure you have access to it on vacation.

With this in mind, MYLO offers a significant discount of just $4.95 per year for this service for our customers.

Disaster and Insurance

  • Please ensure no gaps in your family health care and accidental injury insurance. Consider travel insurance for peace of mind.
  • While away from your home and traveling by vehicle, it is essential to have a current umbrella policy. Most people are underinsured with a common $100/300 auto policy. An umbrella policy is a few hundred dollars annually and gives you an extra $1 million to protect your vehicles and home.

Mental Health

Finally, please don't overlook the stress of the last few years at work and home. Protecting your mental health and reaching out to someone when needed has to be a priority.

Accordingly, here is an excellent list of resources covering many issues.

Enjoy your summer break!

Comprehensive Benefits of America

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Tom Tuohy is the founder of Tuohy Law Offices.

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Oakbrook Terrace, Illinois, 60181

Tom Tuohy
Tom Tuohy

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