About CBA

CBA is in business to improve American's financial wellness.

In 2021, an estimated 40% of the workforce will be gig employees. Self-employed, with no benefits. Education debt exceeds $1.5 trillion, and consumer debt exceeds $13.3 trillion. Health care costs are $3.5 trillion annually and rising.

It is no surprise that recent research revealed 69% of Americans are stressed about finances, and 40% can't cover a $400 emergency. While freelance workers are unprotected, companies struggle to provide essential wellness benefits for full-time employees.

Comprehensive Benefits of America, LLC (CBA) is your destination for financial freedom and security. Finally, benefits that work for you and resources you can use to get ahead and stay ahead.

Most Americans have increasingly less access to the resources and education that will allow them to make choices that provide financial and long-term security for themselves and their families. As the 'gig economy' grows, millions of workers no longer have essential employee benefits. Crushing debt, limited and costly health care, and lack of security has caused the working class stress, anxiety, and financial uncertainty.

The shrinking middle class has become one of the most significant crises facing the United States today. When the middle class rises, everyone wins. Hard-working citizens must be provided access to critical resources for all of us to prosper.

If you are self-employed or have limited employee benefits, CBA has you covered. Register today and access your full benefits.

Lifetime membership in CBA is available for free for a limited time.

CBA also offers a custom-branded benefit plan for your group, union, or faith-based group. Additionally, regular educational opportunities will be made available by plan providers via webinars and seminars and website video presentations.

Meet the CBA Team!

(Click on photo for Fun Facts and Click on a name to Contact!)

Alma mater

DePaul University
DePaul Law School
Northwestern University; Kellogg School of Management

Fun facts

Tom is a published author, Charity founder and hangs out at his family's 500-year-old Ireland farm

Favorite thing to do


Tom Tuohy

Founder & CEO

Alma mater

Chicago State University

Fun facts

As CBA’s Chief Security Officer, Terry was long regarded as one of the nations most respected police chiefs. Terry is the co-founder of HillardHeintze security agency that provided security for NATO Summit and municipalities and chief executives across the country, including 85 Fortune-ranked enterprises, 575 U.S. and international brands, and 150 of the world’s most affluent families

Favorite thing to do

His grandbabies

Terry Hillard

Chief Security Officer

Alma mater

University of Hard Knocks

Fun facts

Shelly started her career as a hairdresser. And she has been cleaning up everyone's messes ever since!

Favorite thing to do

Sipping a drink and watching the waves in Cabo!

Shelly Gonsch

Director of Administration

Alma mater

Illinois State University

Fun facts

I went to school to be a journalist but after graduation, I decided I have no idea what I want to be! But I am a #dogmom.

Favorite thing to do

Decorate for Halloween and watch scary movies!

Kayla Lindberg

Executive Assistant

Alma mater

Kennel U

Fun facts

The CBA Pug is Money! Money has good days and bad, highs and lows, and money is always a thing. Just like CBA's Pug Money. Follow Pug Money’s journeys. There will be lessons to learn, debts to pay and savings to make, one thing is certain – Pug Money will always make you smile!

Favorite thing to do

To be your friend!

Pug Money


We are in business to improve America’s Financial Wellness

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