About CBA & Team

In 2020, an estimated 40% of the workforce will be gig employees. Self-employed, with no benefits. Education debt exceeds $1.5 trillion, and consumer debt exceeds $13.3 trillion. Health care costs are $3.5 trillion annually and rising.

It is no surprise that recent research revealed 69% of Americans stressed about finances, and 40% can't cover a $400 emergency. While freelance workers are unprotected, companies struggle to provide essential wellness benefits for full-time employees.

Comprehensive Benefits of America, LLC, (CBA), was formed as an answer to the lack of high level and affordable resources for the middle class.

Most Americans have increasingly less access to the resources and education that will allow them to make choices that provide financial and long term security for themselves and their families. As the 'gig economy' grows, millions of workers no longer have access to essential employee benefits. Crushing debt, limited and costly health care, and lack of security has caused the working class stress, anxiety, and financial uncertainty.

The shrinking middle class has become one of the most significant crises facing the United States today. When the middle class rises, everyone wins. Hard-working citizens must be provided access to critical resources for all of us to prosper.

If you are self-employed or have limited employee benefits, CBA has you covered. Register today and access your full benefits.

Lifetime membership in CBA is available for free for a limited time.

CBA also offers a custom-branded benefit plan for your group, union, or faith-based group. Additionally, regular educational opportunities will be made available by plan providers via webinars and seminars and website video presentations.

Alma mater

DePaul University
DePaul Law School
Northwestern University; Kellogg Schoool of Management

Fun facts

Tom is a published author, Charity founder and hangs out at his family's 500-year-old Ireland farm

Favorite thing to do


Tom Tuohy

Founder & CEO

Alma mater

IU – Indiana University

Fun facts

Swam with sharks

Favorite thing to do

Spend time with my family and work on my golf game



We are in business to improve America’s Financial Wellness

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