Disaster Protection for Your Security
Disaster intrudes into our lives without any warning in most instances. Therefore, being prepared and protecting yourself and your family is critical.
I get it, we all deserve a break, and I hope you and your family enjoy a good one in August.
However, whether you are headed out for a long drive or getting on a plane for a more extended vacation, it is essential not to overlook the details that protect you and your family during unexpected events.
Accordingly, here is a disaster preparedness checklist:
Disaster Protection for Critical Documents and Valuables:
- Certain documents belong in a fireproof safe but don't always get there. Here are a few:
- Social Security Card (I hadn't seen mine in years and needed it recently for the REAL ID driver's license update. The deadline is 5/3/23.)
- Spare photo IDs if you lose your wallet.
- Vital records such as birth, marriage, divorce, adoption, guardianship, and passport.
- Your estate plan, Living Trust, and Power of Attorney documents.
- Pet ID tags.
- Household contact information including your doctors, financial advisor, attorney, insurance, church, school, employer, and home repair services.
- Vehicle titles, real estate deeds, and leases.
Lastly, here is a complimentary comprehensive checklist.
Disaster or Emergency Access to Health Care Power of Attorney
Undoubtedly, Someone must go home to retrieve your Health Care POA whenever we need this vital document. Please make sure you have access to it on vacation.
With this in mind, Docubank offers a significant discount of just $25 per year for this service for our customers. Please don't hesitate to call or email us for an application if you are not registered yet.
Disaster and Insurance
- Please ensure no gaps in your family health care and accidental injury insurance. Consider travel insurance for peace of mind.
- While away from your home and traveling by vehicle, it is essential to have a current umbrella policy Most people are underinsured with a common $100/300 auto policy. An umbrella policy is a few hundred dollars annually and gives you an extra $1 million to protect your vehicles and home.
Finally, please don't overlook the stress of the last few years at work and home. Protecting your mental health and reaching out to someone when needed has to be a priority.
Accordingly, here is an excellent list of resources covering many issues.
Enjoy your summer break!
Comprehensive Benefits of America
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